Appraisal services for Fort Worth and Tarrant County homeowners

The top seven reasons why TX homeowners need James & James Appraisers, LLP:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a TX property tax assessment
  3. To cut a monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a TX divorce, when real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate

Own a house in or near Fort Worth, TX and need help deciding the value of it?
Contact James & James Appraisers, LLP.

We at James & James Appraisers, LLP understand the particular needs of a customer seeking appraisal services. Our typical business clients understand the appraisal process and the standard "products" we deliver to them. But as a consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report than yours.

Need to remove PMI?

A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're experts in helping consumers just like you remove undesirable PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When contesting your property tax assessment, getting a professional appraisal from James & James Appraisers, LLP is your perfect weapon.

Was your HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. James & James Appraisers, LLP can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for precision? In a field review we'll go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? James & James Appraisers, LLP can We can assist you. Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.